How to implement redeem process

I am developing the mobile API and web backend for a dating app so in that user can exchange virtual gift to each other, so later on a user can redeem(convert) that gift into real money. So below are my queries regarding this

  • So how we can automate these redeem process with WordPress. (Money should be transferred to user’s bank a/c automatically)
  • What payment system should integrate to achieve this?
  • Any legal limitation with respective countries (Currently developing for Singapore)

Currently, it is being done manually by paypal but when a lot of redemption request will come then it is hard to manage by admin.

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